Background

1987 to Present:

Insurance and Reinsurance consulting.  Since 1990, President, Professional Consultants & Services, Inc.  Litigation Consultation and Expert Witness Services; Insurance Program Surveys and Evaluations; Business Risk Management Services.

1986 to 1991:

Vice-President, Tennessee Underwriters, Inc., an Excess and Surplus Lines insurance managing general agency.  Insurance marketing and underwriting. Working contacts with independent insurance agents as well as underwriters at Lloyds of London and other foreign and domestic insurance carriers.

1985 to 1986:

Owner and President of Progress Unlimited, a management, sales training and personal development company.  Business training and seminar presentations, primarily in the Insurance Industry.

1984 to 1985:

Secretary R & H Service Corporation, an insurance advisory company under contract with the Tennessee State Department of Commerce and Insurance.  Staff supervision and support of the rehabilitator of Cherokee Insurance Company. Attorney assistance regarding all aspects of insurance company operations.

1979 to 1984:

Senior Vice President, Secretary and Member of Board of Directors, Cherokee Insurance Company, a Property and Casualty insurance carrier operating throughout the United States.  Various administrative duties.  Interact with state insurance departments for approval of company licensing and insurance policy forms.  Intercession with out-of-state parent corporation.  Reinsurance program negotiations  and implementation.

1973 to 1976:

Underwriting Vice President, Cherokee Insurance Company.  Training and oversight of Property and Casualty insurance underwriting staff.  Formulate and implement underwriting policies and procedures.

1955 to 1973:

Underwriting of multiple lines Property and Casualty insurance business and agency accounting, Cherokee Insurance Company.  Reconciliation of agents’ accounts; training in Property and Casualty insurance with on-the-job underwriting experience.

Summary of Current and Previous Business Activities

q     Attorney Consultation, Litigation Assistance, Expert Witness

q     Insurance Company Receivership Activities

q     Arbitration and Mediation Advisory

q     Excess and Surplus Lines Marketing and Underwriting

q     Sales and Management Training Consultation

q     Supervisor of Insurance Company Administrative Affairs

q     Corporate Personnel Manager

q     Underwriting and Marketing Consultation and Support

q     Reinsurance Program Supervisor

q     Insurance Policy and Form Preparation and State Filings for approval

q     Insurance Program, Composition and State Insurance Department Filings

q     Trade and Business Organizations Representative

q     Survey of insurance programs and needs for corporate, not-for-profit organizations, and public entities.

q     Sales and Service of Property and Casualty Insurance as well as Long Term Care products